To Be Continued:

Disclaimers

(part time or full time, and working at home)

There’s no catch and I’m not trying to sell you an ebook. Or anything (read about conmen who do). I’m not even signing you up for a newsletter. This list was put together more as a laugh. It may change your life. Or it may annoy you enormously because of its er, brevity. I hope it does both.

Some ideas here are nice and have halos, others smell of dog urine … but all these methods allegedly generate lotso dosho, and every single one is legal at least somewhere. There’s overlap in everything so some ideas may be repeated (and some may not be covered at all) but I’m still maintaining there are 101 ways to make money online, partly because it makes a good headline. No, solely because it makes a good headline. It sucked YOU in, didn’t it?

No, you won’t get anything for nothing but there are a lot of things you can get for nearly nothing. Like getting to pick holes in my list. Go ahead. Pick holes and then link back here to show people how stupid I am.

I’ve put together a lot of these ideas from thousands of hours discussing businesses for sale with their owners. They’ve shared with me how their businesses operate, how they make money online, how they built their businesses up etc. They’ve given me access to their traffic stats, their earnings and accounts and tax figures. Many even gave me access to their Adsense or other “main earner” accounts. Some of those businesses were so irresistible that I bought them. And sold them. And bought others. It’s a game. I love it.
Most of these business ideas can be run from anywhere in the world, even the United States, Australia and other non-English speaking countries. For consistency sake all figures are quoted in US dollars.

Each method is summarised in a single small para so appreciate it’s not the complete unabridged version. And, no, I haven’t tried each one so out of the 101 business models to make money online 102 may be completely dud. But, I do intend expanding – in due course – on some of the money-making ideas that worked for me.

53. But if fine-tuning ad CTRs and monitoring ROI is too much like hard work … be your own affiliate customer. Credit card companies, mortgage companies etc., pay anywhere upto $100 per form filled on their site (per valid lead). Go apply for some credit cards and mortgages BUT do them through your own affiliate links and make a few hundred dollars per day. Sign up in as an affiliate in your wife/husband/dad’s name to get around the occasional restriction that applications in the affiliate’s own name don’t generate the commission.

Pure fun

54. Like playing computer games? There’s money in gaming. Top players get paid handsomely for participating in tournaments, attending gaming fests and endorsing products. OK, Tiger Woods does make more but does he have as much fun? I mean, have you ever seen him happy? Like deliriously happy … and shouting for joy? No. Because his golf club don’t have no buttons. But it’s not just for big hitters. Anybody can make a few hundred bucks a week.

55. MMORPG, or multi-player online role playing games are virtual worlds where otherwise sane humans lose all perspective and all sense of reality. Or they pretend they do. They spend money on invisibility cloaks, virtual machine guns, characters and even virtual money! It’s hard to explain how it works but Be The Seller, there’s a thriving economy there worth millions of dollars every year. Whether it’s WoW or SecondLife.

56. Adult entertainment: Like dressing up kinky? Do it front of a webcam and adult webcam sites will pay you. (John Prescott need not apply.) Like chatting dirty? Are you a balding man who likes pretending to be an 18 year old blond, female model? The online equivalent of the premium rate phone lines is where you can earn money all day just having fun. I won’t provide links – use a search engine and find them yourself.

57. Or get paid for promoting other adult sites. This is like other affiliate programs except that you get to give away stuff on your site (usually cut-down/lower quality versions of videos and pics) for free. These entice visitors to click through for the larger resolution version which requires a small subscription. So, free content for you and – if you can get enough visitors to click through and subscribe – a healthy commission cheque at the end of the month.

58. Mystery shopping: Shopping on behalf of firms to see how staff on the floor are treating customers. Buy products, have holidays, eat at restaurants and have the tabs all picked up by your employers… as long as you provide them some feedback on what the service is like in-store. There are worse ways to earn a living. Some sceptics say they have fun but don’t earn a great deal. Others disagree.

59. Spend your time entering competitions. Despite the name “competitions” rarely require skill, they are nothing but glorified lotteries/ sweepstakes. The most challenging question they are likely to ask you is, “What’s 1+1?” Try searches like “competition entry” and “win a prize”.

60. Or enter contests of skill. Good at SEO? There seem to be a lot of SEO competitions around. Good for nothing? I tried Google on a search for Good for nothing competitions and I get a lot of results. :-) Weed out 99% as junk, and you should still have some good ‘uns there. Good at taking or editing videos and have a good idea? Video sites like metacafe pay you if your video is popular enough (this guy made $100K). See, also, this NYT article for inspiration.

61. Good at poker? You can make a living from playing it all day long (or go broke).
Like surfing?

62. Become an estate agent. Not a real one; in places like the US that’s too much effort. No, you can act for buyers without all that formality by being a buying agent. Clients have a clear idea of what they want but you have the time to keep hitting rightmove -or wherever your local listings are – to find them that special property. In the UK “buying agents” charge 1-3% of the property value.

63. Concierge services: If you know the exact type of bra you want but can’t find it would you pay someone a few dollars to find it for you? You’d be surprised how many busy people would. Whether it’s a list for the supermarket delivery or a bathroom tap unavailable locally – for some people the hour or two hunting is not worth the $10 you’d charge. Maintain preferences for your signed up customers – so they can tell you to order “milk” without having to specify semi-skimmed, 2 litre, cardboard packing etc. – and close relationships with local businesses and even I’d sign up. Example

64. Be a researcher. At places like answers.com people pay for you to go research an answer to questions they don’t have time to answer themselves. Like, “How do I choose an SLR camera?” and “What’s the name of the theme song to the TV program A Bit of Fry and Laurie?” Note: Google has now closed the answers.google.com service but if you’re that good at hunting things out you’ll find that there are other places where people pay for answers. And, I’m not just talking paid homework help.

It smells

No, I’m not endorsing any of the plans in this section but this article wouldn’t be complete without mentioning these unmentionables.

65. Has someone has violated your online rights? Perhaps they don’t have a privacy page on their site as required by law. Or haven’t made their site disabled friendly (illegal in some parts of the world). Sue them. Particularly if you can get one of those no win-no fee vultures to act for you. A guy called André-Tascha Lammé kept getting calls from salesmen selling him stuff. He sued them in the Sacramento, CA, small claims court (easy to do). Guess what? Apparently the law in the US awards you $500 each time a telesales person makes an unwanted call to you. Lammé walked away with $6,000. What’s the law where you are?

66. They haven’t violated your rights? Sue them anyway. Why do you think so many people sue Google on the most unlikely pretexts: giving them incorrect results, showing anti-Christian sites in the results, having advertising, being racist, not being racist? Find something unusual enough to sue them about and some dumb tabloid editor somewhere will pay you for an interview. Even if they don’t you’ll generate publicity, get column inches, get people to your site…Ka-Ching.

Or be the scum that sue companies for small amounts just because it’s be cheaper for them to settle than defend. Even if the grounds for the case are petty and silly.

67. Sell photographs: Live in a big city? Hang around at celebrity watering holes, click some photos. There’s always someone online willing to pay for interesting ones – there are sites specifically for the buying/selling of photos like these. Get “lucky” and click the UN Secretary General picking up a hooker and you can buy that dream home in the Bahamas quicker than he can say United Nations Secretary General. Find Paris Hilton in another compromising video and…. you can buy Bill Gates. More mundane photos will get you money in places like these: 1, 2, 3.

68. Perform domain hunting services for businesses and then send bill them (even if they’ve never heard of you). Some businesses will pay up. A 0.01% success out of a million could be worth $100,000 (at a modest $10 each). For example, you could setup a program to extract company names from a Yellowpages database, run them through a misspelling generator and automail each company a list of domains you’ve identified that it would be in their interest to register as these are very similar to their company name. That’s a service, right? The UK authorities have been clamping down on a lot of these operators… but that’s only the UK based ones!

69. Exploit people’s soppiness. Once upon a time there was a site with lots of lovely pictures of a beautiful little bunny who was very, very happy. And his owner loved him very much. But he needed money so he asked for money on the site and promised that if he did not reach his target he’d eat the bunny. He provided graphic recipes with bunny dish mock-up pictures. Donations followed, fast and swift.

70. Relationship Marketing: Who said relationship marketing was about companies building relationships with their customers? It’s about marketing to relatives. About pimping products to your friends. Whatever the “network marketing” opportunities there ever were offline – from Amway to selling water filters – there’s always a lot of stuff you can “personally recommend” to your friends online. People who don’t open junk mail will open mail from you, because they trust you! And you can get paid for endorsing all manner of rubbish. (Till you lose all your friends, of course)

71. Become a volunteer editor in places like DMOZ and then take bribes to list sites. Is it illegal? In many parts of the world it probably is not, and so it does happen a fair bit. But, the less said about this bribery the better..

72. Petitions: People are constantly petitioning their bosses, their politicians, the rest of the world. Some of those petitioners pay for people to join their cause. Signing up again and again and again has proven lucrative for some, particularly those who know how to proxify their IPs (what is a proxy?).

73. Email SPAM. Nobody likes it, it’s illegal in some countries, ISPs get very upset, recipients get even more upset but no list of how people make money online can be complete without a mention of this. What do you sell when you spam? Have a look at what type of spam YOU are getting, it will likely give you an idea of what pays. And the stock tips that seem to “accidentally” land in your inbox. But that’s about all the help I’m giving you on the subject.

74. (But wherever there’s a big problem there’s an opportunity: Run an free email service like Hotmail etc., but with a good SPAM filtering system. High startup costs, sure, but if you get enough people signing up you could be worth a few million very quickly. Google tried this with gmail and got about 4% of the market without advertising the service at all; accounts were given by invitation only)

75. Start a HYIP and do a runner. See page 5 for more details on what this is.
Big bucks

76. While most webmasters use PPC to refer to Pay Per Click old timers use it jokingly to refer to P*rn (where *=o), Pills and Casinos. Those are probably the three biggest money areas on the net and have probably made more millionaires than any others. But they are very competitive and are difficult markets to er, penetrate. However, there are lots of legal, legitimate opportunities here some of which I’ll expand on in due course.
Arbitrage/brokerage

77. Example of a pure arbitrage opportunity: For a while buying traffic via Google Adwords and sending that traffic to pages of little content and Google Adsense ads generated reasonable profits when done astutely. Sure, Adwords and Adsense are two sites of the same coin. But I did say you needed to be astute to recognise where the opportunities were and you need to test, test, test. There are still lots of contextual arbitrage opportunities about. Especially when you work across programs (e.g., buy traffic from MSN, sell to Yahoo).

78. There are a lot of arbitrage opportunities in the finance world as discussed below but if economics and finance talk bores you to death, there’s sports arbitrage. Different online bookmakers may offer different odds on a sporting event. By taking the better odds at each bookie you could come out ahead irrespective of the actual outcome of the event. If you’re really clever you could make a program to do this for you. Why don’t the bookies adjust their odds based on what their competitors are offering? Because they have to balance their own books. Their prices are decided based on how their own punters are betting.

79. Hosting: You don’t need to buy a lot of server hardware to provide a web hosting service. Many big hosting companies allow “reseller” accounts where you sell hosting plans to customers and the hosting company will host them all for you under your Reseller account umbrella. You get to charge customers as much as you want. Some Resellers provide value added services and charge more for these. At places like WHT you’ll find that resellers sometimes sell their customers as a “bundle” i.e., you can pay some money to buy a reseller “business”.

80. Related to the above is free hosting where you provide small website owners free hosting and in exchange you serve ads to all their pages to make the revenue to pay the hosting company and yourself. Early pioneers of this model are well known names like Geocities and Angelfire.

81. Being a broker can be done in a thousand different ways. There are some entrepreneurs making healthy profits just by bidding for projects on places like elance and guru (and others) and farming them out to a bank of writers/programmers they use on a regular basis.
Finance
82. Trading from home is really catching on in many parts of the world. You don’t need to be an expert on stocks & shares. You can trade on commodities, currencies, lots more. Trading futures allows you to leverage even small $100 amounts of capital into huge fortunes (or bankruptcy).

83. Gambling is a far cry from trading futures but a route to riches for many. No, not the traditional horse racing type of gambling where the only long term winner is the bookmaker. I’m talking gambling against other gamblers, I’m talking the numerous ways of gambling online (search). And there are a million books and ebooks that claim to “teach you how to win”.

84. HYIP, or High Yield Investment Programs are just what they say on the tin. They are also highly risky. You invests your money and you takes a chance, but some pay as much as 100% per day. How do they do it? A very few are putting your money into investments with even better rates of return. Others are simply going to keep paying out the first few customers with investments collected from later ones…. and then they go bust. Pyramid style. Maybe the ones who make the money are the ones who get in early… or actually start HYIP programs.

eBay/Amazon/Taobao/Alibaba etc.

85. What’s it with eBay? You just can’t get away from them. Their bulk “dictionary purchase” of ad terms from the Google Adwords/Adsense system means you find ads for eBay no matter what you’re looking for, even if it’s for toenail clippings or dead pets. Whatever the reason for their success you can join the bandwagon and sell your rubbish on eBay and convert a garage of old junk to hard cash.

86. And when you’ve acquired a fair amount of experience with selling your own rubbish, start selling others’ rubbish. How to get your hands on enough trash? Place an ad in your local paper to do house clearances, or just buy stock from wholesalers in – yes, you guessed it – eBay itself. You can get anything from unused toasters to umbilical cord containers. A lot of ebay sellers are actually shopkeepers; they buy stock new from wholesalers and sell them in eBay instead of a physical bricks and mortar shop… and make a healthy living doing so.

87. You’ve now got a lot of experience buying and selling in eBay. It’s time to write a book or ebook on how to use ebay to generate millions. It doesn’t matter that you haven’t made millions yourself. People still buy these books even if it’s just to learn their way about ebay which can be quite daunting for some. And you can sell it on … you guessed!

88. Don’t fancy writing? Then set yourself up as an eBay assistant. eBay itself will send you people who need help with their complicated system. And you can charge them a commission.

89. Alternatively, setup a shop to accept goods from those who can’t list them themselves. Yes, a physical shop. There are lots of them springing up all in big cities. The operation is simple. You take something in from somebody, sell it on ebay and retain a percentage for all your efforts.

90. Think building an ebay business is too much like building a normal business? If you’ve got the capital you can take the easy route. A lot of ebay “shop” (businesses) come up for sale in site-for-sale forums and with business brokers. The ebay username and feedback generally accompanies the business so you continue to benefit from accumulated goodwill (though the “transfer” is something that eBay may not approve of).

91. Opportunities to make money in eBay are limited only by your imagination. There’s money in everything from making connections (putting people in touch with other people) to coming up with or commissioning software to make the average ebayer’s life simpler or more productive (thousands of such programs already exist). There’s even a business model involving just searching for and finding items that have been misspelt in the listings.

92. It’s not just eBay. Any merchant big enough or third party affiliate manager program – from Commission Junction to Clickbank – has opportunities. For example, you can create an Amazon affiliate site.

Others

93. Set up a proxy (example). People seem to want to surf at work AND access sites their IT system blocks them from viewing. A proxy allows them to get around that restriction. Some proxy services get by just on the advertising (as it’s easy to get enormous page views in the proxy business). A very good one will even have people paying a few dollars each. There are several ways to monetise a proxy.

94. Enjoy networking? Social networking Web 2.0 style? Make money with it. If you build up sufficient reputation in places like Digg people will start approaching you to start some buzz on their company or their new product. At one point Netscape offered top “Diggers” a sweetener os $1,000 to move over to their competing service.

95. Selling databases of parts/directory listings/modified or value added DMOZ data/ email lists. The DMOZ directory is a massive directory put together by volunteer editors. And they give away their content for free. Kind of. You can download their database and combine it with other information – like phone number and postcode from Yellow pages- to add value / enhance those listings. You could then sell the enhanced product.

96. Find jobs for your friends. An easy way into the personal recruitment business. Know a friend who’s just right for a particular job? Make the connection between friend and employer and you could get up to $5,000 for a few hours work.

97. Get paid for your unused computer cycles. Is your computer sometimes on while you aren’t actually sitting at it? Then it’s using electricity but not performing “work”. Joining a distributed computing group like SETI lets you use that computing power to help reach some worthy/unworthy goal. However, you can also use those cycles to earn money by selling them to companies who have large computing tasks then can’t do completely in-house.

98. Take the cap around: Do something nice. Provide some information that helps someone, perhaps someone grieving for a lost partner. Or info on how to volunteer to help orphans in Africa, or find an internship. Make it useful. Or just make it very funny. Then stick a donation button on there for people to support your work. You’ll be surprised at how well a donation button works on the right type of site. No, it won’t work on this page – or any page promising to make you a millionaire.

99. Start an article directory. Giving away free articles (with embedded links) is one way for webmasters to build incoming links to their sites. For other webmasters these free articles are a great way to fill out their otherwise bare sites. Be the middleman. Popular article directories make a lot of money from the contextual ads they post on all the free articles they are displaying on their site.

100. Start a content site: The most common way webmasters earn money is probably contextual programs like YPN and Adsonar. But mainly Adsense. It’s simple, quick, doesn’t involve any complicated new skills. You simply put up a website with useful/informative content and some Google provided code, get a few links to the page and wait. Traffic will start flowing to it. The volume would depend on the topic and quality of content. Visitors would see ads served by Google and related to the content of the page. Each time they click on an ad you get anywhere from a few cents to several dollars. I personally know at least 20 webmasters who earn in excess of $10,000 per month this way. There are thousands of others.

The 101st method is my personal favourite because I find it hilarious:

There was this bloke who bought an email list of one million email addresses. He sent half of them a stock tip that a certain stock was going up, the other half got the same message predicting that the stock would go down. 50% of them saw him proved right. He ignored the rest and split this 50% into two groups. Half got an email with another up prediction and the other half got the same email with a down prediction. He rinsed and repeated a few times till he was left with about 15,000 people who saw him get it right several times in a row. They were obviously very impressed. He then invited them to pay $5,000 each for a seminar with him on picking stocks! :)

CONCLUSION

I make a healthy living online, and with multiple income streams (no I won’t tell you how much. Remember, I’m not trying to sell you anything). I put this article together originally because friends and family kept harassing me to show them what I did for a living so they could do it too. I collected some of the ideas for things I had done myself, got some more from the thousands of site-for-sale threads (and detailed conversations I’ve had with those sellers), and threw some more obscure/zany ones in here for good measure.

May money just flow to you. If finances are tight right now, take heart – money happens, it’s easier than you think. I feel very privileged to live in these interesting times, times full of opportunity, times where I’ve been able to give up my day job, work at my leisure, enjoy my kids growing up, retire decades earlier than I normally would, and spend time writing this drivel instead of running the usual rat race. God bless the Internet and Good Luck. You CAN do it.